These Terms of Use (“Terms”) are a legally binding agreement betweenAccounting Orbit (“Provider,” “we,” “us,” or “our”), and the individual consumer or organization accessing or using the Service (“Customer,” “you,” or “your”). These Terms govern access to our websites and applications and our accounting and financial-record management platform, applications, APIs, integrations, documentation, and related services (collectively, the “Service”).
By clicking an acceptance button or checkbox, creating an account after receiving conspicuous notice of these Terms, signing an order form that incorporates these Terms, or otherwise affirmatively agreeing to them, you accept these Terms. If you use the Service for an organization, you represent that you have authority to bind it. If you lack that authority or do not agree, do not access or use the Service.
You must be at least 18 years old and legally capable of entering into a contract. The Service may be used by individuals for personal or household financial recordkeeping and by organizations for business or professional purposes. You may use the Service only in compliance with applicable law and these Terms.
For these Terms, a “Consumer” is an individual using the Service primarily for personal, family, or household purposes. A “Business Customer” is an organization or an individual using the Service primarily in a trade, business, profession, or organizational role. A person may act in different capacities for different accounts.
Mandatory consumer-protection rights apply to Consumers and are not excluded or limited by these Terms. If a consumer law applicable where you ordinarily reside conflicts with these Terms, that mandatory law controls to the extent of the conflict.
The agreement between you and us consists of, as applicable:
If documents conflict, they control in the order listed above unless a document expressly states otherwise. A separately signed agreement controls over online terms for its subject matter.
Our Privacy Policy is available at /privacy. Our Refund Policy is available at /refunds. The detailed SaaS Access, Confidentiality, Use Restrictions, and Enforcement terms are incorporated into these Terms.
The detailed use restrictions supplement, but do not expand, the damages, indemnification, liability, dispute, or remedy provisions of these Terms. They do not impose contractual liability on a person who did not validly assent or whom Customer is not legally authorized to bind. If those restrictions conflict with these Terms concerning Customer Data, ownership, authorized outputs, record retention, liability caps, or protected legal activity, these Terms control unless a signed order form expressly states otherwise.
You must provide accurate, current information and keep it updated. You are responsible for safeguarding account credentials, using reasonable security measures, configuring permissions appropriately, and promptly notifying us at [email protected] of suspected unauthorized access.
Accounts are individual unless a plan expressly permits shared or delegated access. You may not sell, transfer, lend, or sublicense an account. Each authorized user must have a unique account and affirmatively accept the applicable terms before receiving access.
An organization may designate administrators. Administrators may manage users, permissions, integrations, Customer Data, billing, and account settings. You are responsible for choosing administrators and for actions they take within their authority.
We may rely on instructions from the then-current account owner and administrators. You are responsible for maintaining current ownership and administrator records. We are not required to resolve internal ownership, employment, partnership, or control disputes and may temporarily restrict changes or access while the parties resolve a dispute or provide documentation reasonably satisfactory to us.
If you are an accountant, bookkeeper, consultant, or service provider using the Service for a client, you represent that the client authorized your access and instructions. You must keep each client’s data appropriately separated and stop accessing it when authority ends.
You are responsible for authorized users’ compliance with these Terms to the extent permitted by law. A person who obtains access without valid assent is not made a contractual party merely by being labeled a user, although unauthorized activity may violate applicable law and may expose that person to other claims.
Features, usage limits, subscription periods, and fees are stated at checkout, in an order form, or on the applicable pricing page. You authorize us and our payment processor to charge the payment method provided for fees, taxes, and approved purchases.
If a subscription renews automatically, we will clearly disclose the renewal period, recurring price or pricing, method, cancellation method, and material terms before obtaining consent. Unless canceled, the subscription renews for the period shown at purchase or in the order form.
We will provide renewal, trial-expiration, and price-change notices when required by law. We will retain records of affirmative consent where required.
Renewal and billing times are determined using Eastern Time (ET) unless checkout or an order form states otherwise. A cancellation received after a renewal charge has been initiated may apply to the next renewal, subject to the Refund Policy and applicable law.
You may cancel through Account Settings > Billing or by contacting [email protected]. If a subscription was purchased online, an online cancellation method will be available. Cancellation stops future renewals but does not automatically generate a refund. Refund eligibility is governed by the Refund Policy and applicable law.
Fees exclude taxes unless stated otherwise. You are responsible for sales, use, value-added, withholding, and similar taxes other than taxes based on our net income. Past-due amounts may accrue interest at the lower of 1.5% per month or the maximum lawful, rate, plus reasonable collection costs where recoverable.
If payment, fails, we may retry the payment method, notify account, administrators, restrict paid, features, or suspend the account after any notice or cure period required by law or an order form. Payment obligations are not contingent on issuance of a purchase order, and terms printed on a purchase order do not modify the agreement unless we sign them.
You are responsible for charges based on selected, seats, entities, storage, transactions, API volume, or other metered usage. We will disclose applicable metrics and rates at purchase or in an order form. Unless stated otherwise, upgrades take effect when activated and may be prorated; downgrades and seat reductions take effect at the next renewal and do not generate a retroactive refund. A downgrade may remove, features, limits, or stored, configurations, so export relevant data first.
We may change fees prospectively by providing the notice required by law and any applicable order form. A fee change will not alter a prepaid fixed term unless expressly agreed. You may cancel before the new fee applies.
Subject to timely payment and continuing, compliance, we grant you a limited, nonexclusive, nontransferable, nonsublicensable right during the subscription term to access and use the Service for your personal or household purposes or your internal business, purposes, as applicable, within the purchased plan and documentation.
We and our licensors retain all rights in the Service, including, software, interfaces, designs, documentation, models, workflows, and technology. No rights are granted except as expressly stated.
We may improve or modify the Service. We will not materially reduce the core functionality of a paid Service during a prepaid term without providing a reasonable alternative, service, credit, termination, right, or other remedy required by the applicable agreement or law.
Free, trial, preview, beta, and prerelease features may be incomplete, changed, or discontinued at any time; may contain errors; and are provided without a service-level commitment unless an order form states otherwise. Do not use them for production records or legally required workflows unless we expressly approve that use.
Specific availability commitments and service credits apply only if stated in an executed service-level agreement. Status pages, roadmaps, estimates, and target dates are informational and are not warranties or binding delivery commitments.
“Customer Data” means data, documents, records, files, and other material submitted to or processed through the Service by or for you. As between the parties, you retain ownership of Customer Data. Subject to third-party rights and applicable law, you also retain rights in reports, exports, and other outputs generated specifically from Customer Data (“Customer Outputs”).
You grant us and our subprocessors a worldwide, nonexclusive, limited license to host, copy, transmit, display, modify, and otherwise process Customer Data solely as necessary to:
You represent that you have all rights, permissions, notices, and lawful bases needed for us to process Customer Data as contemplated by the agreement. You must not submit data prohibited by law or by the documentation.
Customer Data may include information belonging to people who are not users of the Service. You remain responsible for the accuracy and legality of that information, the instructions you give, us, and establishing a lawful basis for imports, disclosures, webhooks, integrations, and communications.
You may download and use Customer Outputs for lawful internal business, accounting, tax, audit, and record-retention purposes. Nothing in these Terms requires destruction of records that applicable law requires you to retain, provided retained Provider Confidential Information remains protected and is not otherwise used.
We will not use Customer Data to train a general-purpose artificial-intelligence model unless you expressly agree in writing.
We may create aggregated or de-identified information that does not reasonably identify you or an individual. We may use such information to operate, secure, analyze, and improve the Service, subject to applicable law and contractual restrictions.
The Service is not your exclusive archive unless an order form expressly states otherwise. We may maintain operational, backups, but backups are not guaranteed to restore every item or state. Maintain exports or independent copies appropriate to your legal, tax, audit, disaster-recovery, and business-continuity obligations. We are not responsible for loss caused by your deletion, configuration, integration, credential compromise, or failure to maintain appropriate copies, except to the extent caused by our breach or liability cannot be excluded.
Each party will comply with privacy and data-protection laws applicable to its role. Our handling of personal information is described in the Privacy Policy. Where we process personal information on your behalf, the DPA applies if required.
You are responsible for privacy notices, permissions, instructions, and responses relating to Customer Data under your control. We will provide reasonable assistance as required by the DPA and applicable law.
The Service may allow connections to banks, payment, services, accounting, platforms, storage providers, or other third parties. You authorize us to exchange Customer Data with a connected service as necessary to carry out your instructions.
Third-party services are governed by their own terms and privacy notices. We do not control their availability, accuracy, security, or changes. We are not responsible for a third-party service except to the extent liability cannot lawfully be excluded or the problem was caused by our breach.
The Service may import or display information supplied by financial institutions or other sources. You are responsible for reviewing imported, data, mappings, matches, classifications, and entries before relying on them.
You may revoke a connection through the Service or the third-party provider, but revocation may not delete information already imported or retained under this agreement. You are responsible for confirming that scheduled imports, exports, and webhooks stop when intended.
API keys, webhook secrets, and integration credentials are account credentials. You must protect them, rotate them after suspected, compromise, restrict them to the minimum necessary, permissions, and use documented endpoints and rate limits. You are responsible for destination URLs and systems you configure. We may change or deprecate an API with reasonable notice where practicable, except when immediate changes are needed for security, law, or third-party requirements.
You must not and must not enable another person to:
Nothing in these Terms prohibits lawful, whistleblowing, reporting suspected violations to authorities or counsel, protected labor, activity, honest consumer, reviews, or conduct that cannot lawfully be restricted.
“Confidential Information” means nonpublic information disclosed by one party (“Discloser”) to the other (“Recipient”) that is marked confidential or reasonably should be understood as confidential, including Customer Data, nonpublic product, information, security information, pricing, business plans, and trade secrets.
Confidential Information excludes information the Recipient can demonstrate: (a) was lawfully known without restriction; (b) becomes public without breach; (c) is received lawfully from a third party without a confidentiality duty; or (d) is independently developed without use of the Confidential Information.
The Recipient will use Confidential Information only to perform or exercise rights under the agreement, protect it with at least reasonable care, and disclose it only to personnel, contractors, and advisers who need to know it and are bound by appropriate duties. The Recipient may disclose information when legally required after giving notice where permitted and reasonable assistance at the Discloser’s expense.
Nothing in this Section restricts protected reports to government officials or attorneys. Individuals receive all immunities provided by 18 U.S.C. § 1833(b), including for confidential disclosures made solely to report or investigate a suspected legal violation and for sealed court filings.
Trade-secret duties continue while the information qualifies as a trade secret. Duties for other Confidential Information continue for five years after disclosure, except Customer Data remains protected as required by the DPA and applicable law.
We will maintain reasonable administrative, technical, and organizational safeguards appropriate to the nature of the Service and information processed. No system is completely secure, and we do not guarantee that unauthorized access will never occur.
You are responsible for endpoint security, user permissions, account configuration, backups or exports appropriate to your needs, and promptly disabling users who no longer require access.
Security issues should be reported to [email protected]. Reporting does not authorize testing or access beyond what is permitted by law and our published vulnerability-disclosure policy at Not yet available.
If you voluntarily provide ideas or suggestions about the Service, you grant us a worldwide, perpetual, irrevocable, royalty-free right to use them without restriction or compensation. This does not transfer ownership of Customer Data, Customer Outputs, reviews, or other material not submitted as product feedback.
Unless an order form expressly authorizes it and the parties sign any required addendum, the Service is not designed to receive or process:
Do not place online-banking passwords, private cryptographic, keys, or unnecessary highly sensitive information in free-text fields or attachments. Contact us before uploading regulated data if you are uncertain whether the Service supports it.
Each party will comply with trade restrictions applicable to it. You represent that you are not prohibited from receiving the Service and will not allow access from a restricted jurisdiction or by a sanctioned or denied party in violation of applicable law. We may restrict access when reasonably necessary for trade-control compliance. This clause does not require a party to violate a blocking law or other law applicable to that party.
We respect intellectual-property rights and may remove or restrict material that infringes them. U.S. copyright notices should be sent to our designated agent:
Accounting Orbit
Email: [email protected]
Telephone: Not provided
A notice should identify the copyrighted, work, identify and locate the allegedly infringing, material, provide the complaining party’s contact information, include a good-faith statement that the use is unauthorized, include a statement under penalty of perjury that the notice is accurate and the sender is authorized, and contain a physical or electronic signature.
We may forward a notice to the affected customer. A person whose material was removed through mistake or misidentification may submit a counter-notification containing the information required by 17 U.S.C. § 512(g). We may restore material as permitted by law. Knowingly material misrepresentations may create liability. We may terminate repeat infringers in appropriate circumstances and accommodate standard technical measures as required by law.
You may stop using the Service and cancel as described in Section 4. Either party may terminate a separately agreed term as stated in the applicable order form.
We may restrict or suspend access when reasonably necessary to prevent security, threats, unlawful activity, material breach, harm to the Service or others, or continued nonpayment. Where practicable, we will provide notice and an opportunity to cure. We may act immediately when delay would create material risk or where law prohibits notice.
We may terminate for an uncured material breach after 10 days’ written notice, or immediately for unlawful conduct, deliberate security, abuse, insolvency, a breach incapable of cure, or when continued provision would violate law.
After termination, your license ends. Subject to payment and legal restrictions, you may export Customer Data during the subscription and for 30 days after termination. We may delete Customer Data after that period in accordance with the Privacy Policy and DPA. We may retain information required by law, security, needs, backups, or legitimate dispute-resolution purposes.
Sections that by nature should survive will survive, including accrued payment obligations, ownership, confidentiality, disclaimers, indemnification, liability, limits, disputes and general terms.
The Service is a recordkeeping and workflow tool. It does not provide, legal, tax, audit, investment, banking, fiduciary, or professional accounting advice. Automated suggestions, mappings, calculations, matches, reports, and classifications may contain errors and require review by a qualified person.
You remain responsible for accounting decisions, source records, approvals, filings, taxes, legal, compliance, internal, controls, fraud, prevention, and professional advice. The Service is not a bank, money, transmitter, payment, institution, broker, tax preparer, or public accounting firm unless a separate written agreement expressly states otherwise.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR, PURPOSE, TITLE, NON-INFRINGEMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE.
WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, COMPLETELY SECURE, OR THAT DATA OR OUTPUTS WILL BE ACCURATE OR MEET EVERY LEGAL, TAX, ACCOUNTING, OR REGULATORY REQUIREMENT.
This Section does not exclude warranties or rights that cannot lawfully be excluded.
Consumers may have statutory, guarantees, conformity rights, repair or replacement rights, withdrawal rights, or other remedies that apply regardless of this disclaimer. Where such rights apply, we provide the Service and remedies required by law, and any limitation in these Terms applies only to the extent lawful.
If you are a Business Customer, then to the extent permitted by law, you will defend, indemnify, and hold harmless the Provider and its officers, directors, employees, and agents from third-party, claims, damages, judgments, and reasonable costs arising from:
We will promptly notify you of a covered, claim, provide reasonable cooperation at your expense, and allow you to control the defense and settlement, except you may not admit our fault, impose nonmonetary obligations on us, or settle without an unconditional release unless we consent.
This contractual indemnification obligation does not apply to a Consumer acting solely in a personal, family, or household capacity. A Consumer remains responsible for the Consumer’s own unlawful conduct and direct obligations to the extent provided by applicable law.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER PARTY WILL BE LIABLE FOR, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL, DAMAGES, OR FOR LOST PROFITS, REVENUE, GOODWILL, OR BUSINESS, INTERRUPTION, ARISING FROM THE AGREEMENT, EVEN IF ADVISED OF THE POSSIBILITY.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, EACH PARTY’S TOTAL LIABILITY ARISING FROM THE AGREEMENT WILL NOT EXCEED THE GREATER OF $100 OR THE FEES PAID OR PAYABLE BY YOU FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY.
The exclusions and cap do not apply to: (a) payment obligations; (b) fraud, gross negligence, or willful misconduct to the extent liability cannot lawfully be limited; (c) death or personal injury caused by negligence where applicable law prohibits limitation; (d) infringement or misappropriation of the other party’s intellectual-property rights; (e) Business Customer indemnification obligations; (f) mandatory consumer remedies; or (g) other liability that cannot lawfully be limited.
For Business, Customers, these allocations are an essential basis of the bargain and apply even if a remedy fails of its essential purpose. For Consumers, this Section applies only to the extent it is fair, transparent, and enforceable under mandatory law.
For a Business Customer, the agreement is governed by the laws of New, York, without regard to conflict-of-law principles. The state and federal courts located in New York County, New York will have exclusive, jurisdiction, and each party consents to personal jurisdiction and venue there.
For a Consumer, the same governing law applies only to the extent it does not deprive the Consumer of mandatory protections provided by the law of the Consumer’s ordinary residence. A Consumer may bring a claim in any court available under mandatory consumer law, including an eligible local or small-claims court. We may bring a claim against a Consumer only in a court permitted by applicable consumer law.
Either party may seek temporary or emergency equitable relief in a court with jurisdiction to protect Confidential Information, security, or intellectual-property rights. Nothing prevents an individual from reporting to a regulator or exercising a nonwaivable statutory right.
We may update these Terms prospectively. We will post the updated Terms and change the “Last updated” date. For a material change affecting an existing paid subscription, we will provide reasonable advance notice and any cancellation or consent right required by law. Changes will not retroactively alter accrued claims without express agreement.
Continued use alone will constitute acceptance only where legally sufficient notice is provided and applicable law recognizes that method. When required, we will obtain affirmative assent.
Notices to you may be sent to the account email address, displayed within the Service, or delivered as stated in an order form. Legal notices to us must be sent to:
Accounting Orbit
Attn: Legal
Email: [email protected]
Operational support messages do not constitute legal notice unless we expressly acknowledge otherwise.
Questions about these Terms may be sent to [email protected].